Vantage Circle

MARCH 25, 2025

How can companies move beyond standard health insurance and create a benefits package that truly stands out? A solid benefits package has comprehensive health insurance, paid time off (PTO), retirement plans, and wellness support. Companies can go the extra mile by offering pet insurance to help with vet bills.

Insurance

Workplace Insight

MARCH 3, 2025

Since taking office, the government has faced pressure from business groups to soften its stance on employment rights. The Federation of Small Businesses warned in January that firms would be forced to cut jobs and curb hiring unless further changes were made to the legislation.

Government

Work Life

AUGUST 2, 2025

But small businesses aren’t too concerned about the impact on business. The National Federation of Independent Business recently released its quadrennial report on the most pressing problems for small-business owners in the U.S. Child care costs are growing. Access is declining. And as Inc.

Small Business

Insperity

APRIL 5, 2022

But how do you know if a small business HR outsourcing solution is right for you? What is HR outsourcing for small business? On a basic level, HR outsourcing simply means hiring people outside of your company to perform HR services for your small business. Why do small businesses outsource HR?

Small Business

BMT Office Administration

OCTOBER 31, 2023

HR administration is an essential component of running a small business, but it’s often one of the most challenging to manage in the early stages of small business or start-up operations. Explore the benefits of HR outsourcing below to find out if outsourcing human resources is right for your small business.

Small Business

Insperity

APRIL 29, 2021

per hour, per employee, for health-insurance costs, according to Sept. In 2021, employer expenses for health insurance are expected to rise by 3.9 In 2021, employer expenses for health insurance are expected to rise by 3.9 However, a major driver of increasing health-insurance costs is plan usage and claims history.

Insurance

Insperity

JULY 22, 2014

Buying health insurance can be a costly endeavor. Most Americans must have health insurance or face a tax penalty. Purchase coverage through a state or federal health insurance marketplace. This means that the insurance carrier will pay an even greater share of the cost of essential health benefits covered under the plan.

Small Business

Success

APRIL 14, 2023

“Every business has different startup costs, but they all have one thing in common: having a financial cushion,” says Bob Marshall, the business growth and strategy executive for the Small Business Development Group at Wells Fargo Bank. You need to know what your costs will be and whether your business is scalable.”

Small Business

Insperity

SEPTEMBER 14, 2021

As a co-employer, the PEO you choose will ultimately take responsibility for payroll processing, providing workers’ compensation insurance coverage, providing an employee benefits package and a host of other sensitive human resources (HR) and administrative tasks. Is the plan fully insured, or self-funded?

Insurance

Success

SEPTEMBER 6, 2024

As a freelancer or independent contractor, you may think your business is too small to need insurance. Client contracts sometimes even require you to have freelance business insurance. General liability insurance for freelancers This is the most common insurance that small business owners purchase.

Insurance

Insperity

MARCH 25, 2021

Being an employer comes with many HR-related costs beyond the cash compensation you pay to your employees, such as: Payroll taxes (FICA, FUTA, Social Security, Medicare) Worker’s compensation insurance coverage Statutory insurance and paid leave programs (e.g., Small Business Administration. Administrative fees.

Payroll

Insperity

MAY 27, 2013

Though the employer mandate provisions of the Affordable Care Act have been delayed, health care insurance costs, taxes and fees are expected to continue to climb. Postponing your decision to provide health care insurance could prove to be very costly for your business. Don’t offer health insurance to your employees.

Insurance

Insperity

NOVEMBER 12, 2014

As a small business, you’re probably wondering how you can attract your share of the candidates. Small businesses that can provide big-company benefits, such as affordable employee health insurance, will have a leg up on the competition when it comes to decision time for these hard-to-find employees.

Advertising

Justworks

AUGUST 15, 2017

Between state and federal mandates around offering health insurance to employees, most small and mid-sized companies have considered what kinds of benefits they should offer employees. But even if you decide to offer access to health insurance, how much is enough? How Much Health Insurance is Enough? We examine below.

Small Business

Insperity

APRIL 7, 2020

The FFCRA: Provides federally mandated emergency paid sick leave Expands the federal Family and Medical Leave Act (FMLA) and provides emergency provisions for coverage and eligibility Expands unemployment insurance benefits Provides employer tax credits to qualifying employers for certain costs related to the implementation of this law.

Insurance

Insperity

FEBRUARY 3, 2011

Small business owners often focus on the liabilities that HR outsourcing companies can remove from their operations and tasks that they can absorb instead of services they can provide, he adds. Most business owners are not in the business of employment. Read your contract.

Small Business

Insperity

SEPTEMBER 6, 2011

Group health insurance costs are skyrocketing all across the country. The average annual medical insurance premium for single coverage is $4,824, and $13,375 for family coverage, according to the Kaiser Foundation’s (KFF) 2009 Annual Survey of Employer Health Benefits. Paying multiple insurers.

Insurance

Insperity

JULY 27, 2021

Joining a PEO may make it possible to keep your organization’s internal team small, while other companies struggle to increase HR headcount to keep up with growth in other departments. Myth 3: “I’ll lose my status as a small business.”. Employees leaving because their company enters a PEO relationship is virtually unheard of.

Small Business

Justworks

AUGUST 7, 2017

Providing employees access to health insurance is a widely accepted employer practice these days, especially with the rules put forth by the Affordable Care Act However, when it comes to vision and dental insurance, these benefits are much less regulated.

Insurance

Insperity

APRIL 9, 2020

Take a deeper, more comprehensive look at the CARES Act with our recent webinar, “Opportunities for Small Businesses,” hosted by Insperity’s Tom Himmer, vice president of customer development. Small Business Administration (SBA) offers additional assistance through the Economic Injury Disaster Loan program. Eligibility.

Security

Insperity

FEBRUARY 25, 2021

One of the great perks of working with a reputable PEO: a single provider will be responsible for processing payroll, as well as providing workers’ compensation insurance coverage, benefits, and more. Many PEOs provide integrated systems that work together to support your business. Risk mitigation for small businesses.

Payroll

Insperity

JANUARY 27, 2022

Whether you’re a small business or a larger company, you want to do what you can to attract and retain top talent. Offering competitive pay is but one way to accomplish that, but there are other things you can do. For example, you can offer fringe benefits. What are fringe benefits? In common parlance, fringe benefits (a.k.a.

Banking

Insperity

FEBRUARY 15, 2018

It’s not uncommon for small businesses to fall short when managing employees, but it’s usually not due to a lack of consideration. The reality is, most business leaders often don’t have the time or skillset to investigate issues that come up, much less sort out an effective remedy. Employees quit on short notice.

Payroll

Insperity

NOVEMBER 3, 2020

Reduce costs associated with workers’ compensation , disability and medical insurance (if an employee can return to work faster). Whether you’re a large, mature company or a fledgling small business, it’s critical (and the law) to communicate safety- and health-related guidelines and procedures to employees.

Office Layout

Ruby

FEBRUARY 9, 2021

Although it may sound like a ton of paperwork (which, to be clear, it is), this time of year also presents tons of savings opportunities for small businesses like yours. With January in the bag, most small business owners have sent out tax forms to their employees and independent contractors. Ran a marketing campaign?

Small Business

Insperity

NOVEMBER 12, 2014

As a small business, you’re probably wondering how you can attract your share of the candidates. Small businesses that can provide big-company benefits, such as affordable employee health insurance, will have a leg up on the competition when it comes to decision time for these hard-to-find employees.

Advertising

Insperity

AUGUST 9, 2018

A strategic business partnership is not a business relationship that looks to exchange or extract value for your business from the other organization. A small business, for example, might partner with an industry-specific organization or association in order to reach a specific target market.

Sales

WellSteps

JUNE 16, 2023

In today’s competitive business landscape, small businesses face unique challenges when it comes to providing health and wellness benefits to their employees. Limited budgets and resources often pose obstacles, making it essential for small businesses to navigate these challenges strategically.

Small Business

Insperity

AUGUST 9, 2011

Small Business Administration, owners of small companies spend as much as 25 percent of their time dealing with employee-related issues. This is time and money that would be better spent tending to the moneymaking functions of the business. Allowing you to focus on the business of doing business.

Small Business

Insperity

APRIL 4, 2012

Health care costs, already a significant drain on many small businesses, may increase further following the U.S. The central question of the case examines the individual mandate, which is set to go into effect in 2014 and will require most Americans to buy health insurance or pay a penalty. Shopping Around.

Insurance

Justworks

AUGUST 21, 2015

As your business continues to grow, you’ll soon be required to offer health insurance to your employees. The Affordable Care Act mandates that companies with more than 50 full-time employees have to offer health insurance. We've written a guide detailing how the Affordable Care Act affects small businesses.

Insurance

Ruby

JULY 19, 2023

For small businesses, these rapid advancements can come at a cost: You may know AI could potentially provide a competitive edge, but how can you apply it—ideally without compromising the customer experience? As a small business, you probably can’t afford to let AI take those kinds of liberties with loyal customers.

Small Business

Insperity

JANUARY 18, 2018

Being held liable for years’ worth of back wages and penalties could easily cost you and your business hundreds of thousands of dollars per incident. And if you think insurance can shield you from such expenses, think again.

Legal

Insperity

MAY 10, 2012

The number of workers enrolling in company-sponsored health insurance plans is at an all-time low. percent of employees were enrolled in their employer’s health insurance plan. But those already in the workforce are also becoming less likely to take advantage of health insurance plans. Who is Opting In?

Insurance

Insperity

FEBRUARY 24, 2015

Outside of health care insurance, research ways to offer your employees a wider variety of benefits. If your business resides where a majority of your employees use public transportation, consider offering commuter assistance. If you have employees who are tied to sales, consider offering them commission on top of their base salary.

Transportation

Insperity

JULY 26, 2016

Do you carry employment practices liability insurance (EPLI)? EPLI can help protect your business from the financial consequences associated with a variety of employment-related lawsuits , such as wrongful termination or noncompliance with the Americans with Disabilities Act. Is the plan fully insured, or self-funded?

Insurance

Insperity

AUGUST 10, 2011

Suzanne Boyle, health and welfare product manager with Insperity , a Texas-based professional employer organization, says that small business owners often get bogged down by all the complex details of each plan.“. Here’s some information that may help you identify your company’s and employees’ medical insurance wants and needs.

Planning