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Expert-Backed Strategies for Managing Auto Debt

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In a late 2024 study , Edmunds, a trusted car buying guide, tracked the factors consumers face: Interest rates are at near-record highs (they hover above 7% for new cars and are higher for used cars), and its nearly impossible to find deals such as 0% financing that was once commonplace.

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6 Free Sample Emails for Communicating New Processes

Fellow

For example, it could be an update that more benefits have been added to the health insurance plan, or that sales teams are now required to conduct key performance indicators (KPI) reporting monthly instead of quarterly. New process emails help to effectively notify employees about changes that are affecting them.

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Should You Consider a Reverse Mortgage?

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However, Home Equity Conversion Mortgages (HECM) , a form of reverse mortgages insured by the U.S. When they purchased a home, that was their investment. Some borrowers also use the funds to restructure debt , finance large purchases (such as bucket-list trips), or to make home repairs. You can’t take it out.

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Beyond the jargon: what insurance benefits really mean to your team

Workplace Insight

Offering a comprehensive employee benefits package is more important than ever, and Drewberry’s 2024 Employee Benefits And Workplace Satisfaction Survey found that a fifth of employees want insurance to protect their loved ones. So whenever you see “Group” before an insurance name, it means it’s for employees, paid by your business.

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Is there any such thing as a safe investment?

Work Life

Many of these shows documented photogenic amateurs overleveraging their finances and DIY skills to remodel cheap homes for a quick profit. Of course, once I became a financial journalist, I learned that an annuity is an insurance contract and that knitting is rarely required. For the majority of real estate investors (i.e.,

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Financial Freedom Quotes to Help You Take Charge of Your Money

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These words offer motivation and advice as you navigate the tricky yet transformational world of personal finance. Another helpful tidbit is to lean on advice from personal finance experts like Dave Ramsey and Suze Orman. Use them to resist those unnecessary purchases and keep yourself in check—it can be difficult, but well worth it!

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Get detailed and introspective to evaluate which purchases are legitimate needs vs. nonessentials.