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Expert-Backed Strategies for Managing Auto Debt

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According to the Quarterly Report on Household Debt and Credit from the Federal Reserve Bank of New York, auto loan balances in the United States top $1.66 These trends may continue or worsen with tariffs, which will increase purchase prices. So, he suggests thinking about gap insurance to cover this difference. Whats to blame?

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Should You Consider a Reverse Mortgage?

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Prior to legislative changes that began under the Reagan administration , banks had many avenues to take the equity in a home, Walton says. However, Home Equity Conversion Mortgages (HECM) , a form of reverse mortgages insured by the U.S. When they purchased a home, that was their investment. They took everything.

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Employee Benefits That Matter: How Small Businesses Win Big With Their Teams

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Additionally, research indicates that 88% of job seekers give "some consideration" or "heavy consideration" to better health, dental, and vision insurance benefits when choosing between a high-paying job and a lower-paying job with better benefits. Consider supplemental insurance for critical illnesses or accidents.

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How to keep back-to-school shopping from breaking the bank

Work Life

Then it’s time to register your kids, and you learn you have to pay $80 per kid for school fees, plus $70 per kid for Chromebook insurance, and a $50 athletic participation fee so your daughter can join the swim team. Additionally, consider using a discount gift card to make your purchase.

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Is there any such thing as a safe investment?

Work Life

In 1997, just before I left for college, I took nearly two decades’ worth of these savings bond gifts to my bank. I walked out of the bank feeling like I had the Power of Grayskull. Which explains why banks were throwing bags of money at anyone with real estate dreams and a verifiable pulse.

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Best Investing Apps for Making Smart Investment Decisions

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Exchange-traded funds (ETFs) : An ETF is a collectionor poolof investments that can be purchased on a major stock exchange. If something were to happen to your money while it was with an SPIC brokerage, the SPIC insures your investments up to $500,000. Link a bank account or other payment method to start depositing funds.

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A Freelancer’s Guide to Business Insurance: What You Need to Know

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As a freelancer or independent contractor, you may think your business is too small to need insurance. Client contracts sometimes even require you to have freelance business insurance. The bottom line: More than half of those surveyed said their biggest barrier to getting coverage was understanding what insurance their business needed.