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7 types of insurance every business owner needs

Insperity

A business leader can’t eliminate all risks, but insurance can provide some cover should the sky begin to fall. Despite this, insurance is an area where owners often try to skimp on the type of insurance they pay for or the amount of coverage they choose. Property insurance . Workers’ compensation. Professional liability.

Insurance 249
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COVID-19 vaccinations for employees: Can employers mandate it?

Insperity

In this article, we will: Provide links to federal guidelines on the topic Consider possible pros and cons of requiring vaccines for employees Outline four common approaches Explore exceptions employees may seek to vaccination mandates Identify five potential legal issues related to the topic. Religious beliefs. Incentivizing vaccines.

Legal 312
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Moving your business to another state: 5 HR questions to ask

Insperity

The most obvious concerns stem from the legal issues surrounding your current state’s laws and how different the laws are in your new location. Before you start to pack any boxes, obviously, it’s wise to consult legal counsel. Yet HR-related laws and regulations are increasingly complex.

Payroll 264
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7 Top HR Mistakes Companies Make

Insperity

Being proactive in the area of HR, recognizing and rectifying HR mistakes before they become serious problems, can save you countless headaches and protect your business against costly legal claims. HR mistake #1: Outdated employee handbook. Every business, no matter how small, should have an up-to-date employee handbook.

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How an employee assistance program benefits employees

Insperity

An EAP provides: Counseling and consultation services for many work and home-life topics Connection with customized resources Referrals to specialized professionals, including: Attorneys Childcare or eldercare providers Financial advisors Psychologists or psychiatrists Therapists Nutritionists Other clinicians.

Legal 240
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A Freelancer’s Guide to Business Insurance: What You Need to Know

Success

“The case eventually ended up being thrown out,” Gobel says, “but not before I ended up with a $1,500 legal fee.” As a freelancer or independent contractor, you may think your business is too small to need insurance. Client contracts sometimes even require you to have freelance business insurance.

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5 steps to more financially stable employees

Insperity

Start by offering a solid benefits package that includes a great portfolio of health insurance options to choose from. This alone can help ease some of your employees’ money concerns because they will have the opportunity to get things like medical insurance, disability, flexible spending accounts, retirement plans and more.

Insurance 203