Work Life

JULY 23, 2025

By 1817, he was able to purchase the freedom of his wife, and then his own two years later. He expanded his enterprise and went on to purchase freedom for 16 of his enslaved family members. Black purchasing power can move with one voice, it suddenly has tremendous economic power.”

Purchasing

Vantage Circle

MARCH 25, 2025

How can companies move beyond standard health insurance and create a benefits package that truly stands out? A solid benefits package has comprehensive health insurance, paid time off (PTO), retirement plans, and wellness support. Companies can go the extra mile by offering pet insurance to help with vet bills.

Insurance

Work Life

JUNE 19, 2025

Schultz’s initial purchases were practical. There are lots of different types of attorneys, but I recommend an estate attorney before you redeem the ticket,” he said, noting estate attorneys can often assist with taxes, legal forms, insurance, drafting media statements, and dispersing cash between family members.

Purchasing

Work Life

JUNE 20, 2025

The risky fine print When your grandmother suggested that buying a house was a smart and safe investment, she wasn’t thinking about you taking out an adjustable rate mortgage to purchase a foreclosed fixer-upper to renovate and sell in less than six months. For the majority of real estate investors (i.e.,

Real Estate

Success

APRIL 6, 2025

Exchange-traded funds (ETFs) : An ETF is a collectionor poolof investments that can be purchased on a major stock exchange. If something were to happen to your money while it was with an SPIC brokerage, the SPIC insures your investments up to $500,000. Enter the amount or number of shares you want to purchase.

Purchasing

Work Life

AUGUST 9, 2025

Then it’s time to register your kids, and you learn you have to pay $80 per kid for school fees, plus $70 per kid for Chromebook insurance, and a $50 athletic participation fee so your daughter can join the swim team. Additionally, consider using a discount gift card to make your purchase.

Banking

Success

JULY 18, 2025

Use them to resist those unnecessary purchases and keep yourself in check—it can be difficult, but well worth it! “A Financial planning quotes remind us of the importance of budgeting—with a focus on how it opens us up to new possibilities rather than constraining us.

Controlling

Wellable

MAY 3, 2021

With money in hand, individuals can purchase products, services, opportunities, or experiences that confer wellness. For example, employers are generally expected to provide health insurance so that their employees’ paths to maintaining physical and mental wellness are more accessible and simpler than they otherwise would be.

Purchasing

Success

SEPTEMBER 6, 2024

As a freelancer or independent contractor, you may think your business is too small to need insurance. Client contracts sometimes even require you to have freelance business insurance. The bottom line: More than half of those surveyed said their biggest barrier to getting coverage was understanding what insurance their business needed.

Insurance

Insperity

FEBRUARY 9, 2021

Examples: Hours and location of work Tools and equipment to use Who to hire to help assist with the work Where to purchase supplies. Does the worker receive employee benefits , such as insurance, retirement savings plans or a pension and paid leave? Nonetheless, Jane decides to purchase a hat and gloves with her own money.

Equipment

Insperity

JANUARY 22, 2013

And that’s exactly what business insurance does. Nearly every conceivable risk a business might face is covered by a type of business insurance,” says Darrell McGee, program manager at Insperity Insurance Services. Property insurance. Workers’ compensation. Professional liability. How it can help you. How it can help you.

Insurance

Insperity

MAY 27, 2013

Though the employer mandate provisions of the Affordable Care Act have been delayed, health care insurance costs, taxes and fees are expected to continue to climb. Postponing your decision to provide health care insurance could prove to be very costly for your business. Don’t offer health insurance to your employees.

Insurance

Insperity

SEPTEMBER 6, 2011

Group health insurance costs are skyrocketing all across the country. The average annual medical insurance premium for single coverage is $4,824, and $13,375 for family coverage, according to the Kaiser Foundation’s (KFF) 2009 Annual Survey of Employer Health Benefits. Paying multiple insurers. Flying solo.

Insurance

Insperity

FEBRUARY 13, 2018

Start by offering a solid benefits package that includes a great portfolio of health insurance options to choose from. This alone can help ease some of your employees’ money concerns because they will have the opportunity to get things like medical insurance, disability, flexible spending accounts, retirement plans and more.

Insurance

Success

JUNE 26, 2023

Saving money on car insurance can be a double-edged sword. Many people buy car insurance once and don’t think about it again unless they’re in an accident. But it’s a good idea to review your policy to ensure you have the best car insurance and check for a better price every six to 12 months, depending on when your policy renews.

Insurance

Insperity

FEBRUARY 11, 2021

Next up, consider any “fringe benefits,” such as: Health insurance Life insurance A retirement plan An employee stock purchase plan. Once gross pay is calculated for each employee, subtract: The federal withholding based on their W-4 Form Then state and local taxes (if applicable) Then Social Security and Medicare taxes.

Payroll

Work Life

NOVEMBER 26, 2024

Then, over the summer, she got a notice in the mail from the center’s liability insurance company that it was dropping the center’s policy. Even though the center’s licensing and accreditation were never at stake, the insurer said it would no longer cover the program.

Insurance

Insperity

JANUARY 11, 2018

An employee’s health insurance continues during their leave, as long as the employee pays their usual portion of the premiums. Employers are required to obtain paid family leave insurance. If your company self-insures on disability benefits, you may purchase a separate paid family leave policy or apply with the state to self-insure.

Payroll

Insperity

FEBRUARY 26, 2019

From the early stages of your company, to the M&A due diligence process and through the integration of the purchased firm, a PEO can simplify HR administration and smooth the often-turbulent acquisition process. For small- and medium-size businesses, worker’s compensation insurance costs can be exorbitant.

Payroll

Insperity

JULY 22, 2014

Buying health insurance can be a costly endeavor. Most Americans must have health insurance or face a tax penalty. Purchase coverage through a state or federal health insurance marketplace. This means that the insurance carrier will pay an even greater share of the cost of essential health benefits covered under the plan.

Small Business

Success

APRIL 17, 2023

In this episode of rich & REGULAR , Julien and Kiersten Saunders are delivering the life insurance low-down. They mull over the purpose of life insurance and perform a cost-benefit analysis on the two types of policies, term and whole-life, while offering their two cents on which one to invest in.

Insurance

Work Life

MAY 4, 2024

With dollar-cost averaging, you are purchasing the same dollar amount of the investment at regular intervals, so you don’t have to worry about timing—and since you make a purchase of the same dollar amount each time, you purchase fewer shares when prices are high and more shares when they are low, lowering the average price over time.

Purchasing

Success

SEPTEMBER 13, 2024

A 2021 Gallup poll found that 1 in 6 Americans stay in jobs they don’t find fulfilling just to keep their health insurance. I’m here to tell you that if you are wanting to take the plunge into entrepreneurship, the health insurance options for those of us who are self-employed are not as bad as you might think.

Insurance

Success

AUGUST 21, 2022

health insurance may not cover you. As soon as you move abroad , you’re in charge of paying for your medical expenses, as your United States health insurance won’t let you submit any assertions, says Elena Jones, a personal finance expert at FinanceJar. You can (or may need to) purchase international insurance.

Banking

Insperity

APRIL 4, 2012

The central question of the case examines the individual mandate, which is set to go into effect in 2014 and will require most Americans to buy health insurance or pay a penalty. High-deductible plans are less expensive at the outset because they offer lower premiums, but employees must meet higher deductibles before insurance payments begin.

Insurance

Work Life

NOVEMBER 17, 2023

Employment benefits, from insurance to retirement vehicles, are an important part of most compensation packages, above and beyond a paycheck. of Americans receive health insurance through an employer, and 73% of workers have access to retirement benefits at work. In fact, 54.3%

Insurance

Insperity

AUGUST 26, 2013

Regardless of company size, offering health insurance will cost you. Health care reform creates billions of dollars in taxes and fees that will be absorbed by those who purchase coverage starting in 2014. Co-employment helps ease the burden by providing employees access to a large-group insurance plan sponsored by the PEO itself.

Insurance

Success

JANUARY 9, 2023

Learn more at richandregular.com , purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.

Healthcare

Insperity

MAY 10, 2012

The number of workers enrolling in company-sponsored health insurance plans is at an all-time low. percent of employees were enrolled in their employer’s health insurance plan. But those already in the workforce are also becoming less likely to take advantage of health insurance plans. Who is Opting In?

Insurance

Inside Workplace Wellness

JULY 10, 2017

In general, I'm not a fan of critical illness insurance because the policies pay out only if you get sick or injured the "right way." However, I am a big believer in protecting your income with disability insurance. Critical Illness Insurance Might Not Be Worth It. Some policies only cover a cancer diagnosis for example.

Insurance

Insperity

FEBRUARY 24, 2016

Nonetheless, Jane decides to purchase a hat and gloves with her own money. These purchases would not likely be deemed a “significant investment” And even if Waffle World reimbursed Jane, it would probably still be accurate to classify her as an employee. Mistake 5: Viewing benefits as a determining factor.

Equipment

Insperity

FEBRUARY 23, 2016

Nonetheless, Jane decides to purchase a hat and gloves with her own money. These purchases would not likely be deemed a “significant investment”. Employees are usually provided or offered benefits from employers that include things like sick days, pension plans, health insurance , etc.

Equipment

Success

APRIL 19, 2023

If you have dependents, heavy debt or access to other funds, like a partner’s salary or unemployment insurance, the amount you need to save will vary. Consider the minimum amount you spend each month on non-negotiable expenses like: Housing Food Utilities Insurance (health, car, etc.) How much should an emergency fund be?

Banking

Insperity

JULY 29, 2012

Next up, consider any “fringe benefits,” such as health insurance, life insurance, a retirement plan and/or an employee stock purchase plan that you offer.

Payroll

Vantage Circle

APRIL 16, 2020

Subsidized Insurance Plans. Having some kind of insurance plan has become one of the priorities of every modern-day working professional. However, most employees end up purchasing several insurance plans to secure their various assets including their family’s future.

Insurance

Success

JANUARY 17, 2023

Protect yourself against income volatility with a healthy emergency fund and take a look at your insurance products. Learn more at richandregular.com , purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Resources: Scannable app Personal Capital Mint YNAB.

Finance

Insperity

NOVEMBER 25, 2013

Things like health insurance, life insurance, a retirement plan and/or an employee stock purchase plan can cause confusion when it comes to processing payroll. When the state unemployment tax returns were filed, the taxable wages were never reduced by the medical insurance and, therefore, too much tax was paid in.

Payroll