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4 Payroll Software Features Every Small Business Owner Needs

Insperity

Without direct deposit, employees must wait to receive their paycheck at work, and then take it to the bank or check cashing service on their own time. From there, a waiting period ensues until the bank makes the funds available for their use. Direct deposit is simply the new normal.

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Surviving economic uncertainty: 5 steps to help your small business thrive

Ruby

Uncertainty can be really scary for a small business owner. But there are steps you can take to make your business more financially stable and help it survive the more challenging times. In the last few years, when the economy was booming, there was a huge increase in new small businesses.

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3 most common Small Business Administration loans—and which type might be good for your business

Ruby

million strong, small businesses account for 99.9% of all American businesses. To help support these small but mighty drivers of the American economy—which collectively employ more than 45% of the nation’s labor force—the Small Business Administration offers a variety of business loans to help them grow and succeed.

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Top small business funding options for 2024

Ruby

Launching a small business is an exciting—and daunting—endeavor! One of the most crucial aspects of any new business enterprise is to acquire sufficient funding. Current SBA loan offers The SBA 7(a) loan is the Small Business Administration’s “most popular product,” writes NerdWallet.

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A Freelancer’s Guide to Business Insurance: What You Need to Know

Success

Client contracts sometimes even require you to have freelance business insurance. Business insurance for freelancers can be confusing According to a survey by Next Insurance , “40% of small business owners said it’s more stressful to understand insurance than taxes.” But this isn’t true, Williams says.

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Don’t Let Rising Health Care Costs Sink Your Business

Insperity

Health care costs, already a significant drain on many small businesses, may increase further following the U.S. Many small businesses do the following to help them find lower cost health care: Partner with a reputable Professional Employer Organization (PEO) to gain access to better benefits packages.

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100+ ways for small businesses to give back to their community

Ruby

Has anyone ever mentioned how important you and your fellow small businesses are to your community? Small businesses not only lend local flavor to the towns and cities they operate in, but they’re also the economic backbone of countless neighborhoods! Collect items for a food bank…or organize your own food drive!